Quality Assurance Officer Job Opportunity in Kenya August 2014
Job Title: Quality Assurance Officer
Main Purpose of the Job: Manage the credit risk parameters within the branch level in order to achieve targeted returns and high quality standards of the loan portfolio.
Minimum Education Requirements: Bachelor’s degree in business or a related field will be preferred
Minimum Required Experience: – 3 years’ experience in a financial institution with experience in business credit assessment, credit process auditing
Goal of Approval function
- Owner of Quality Control
- Credit Risk Management
- Ensure Compliance with policy and procedures
Approval Role
- Ensuring a consisted approach in assessing SME Finance limits by reviewing relevant risk assessment documents for use by the business.
- Communicating information on credit risks consistently at all levels in the organization and promoting credit risk awareness at a branch level.
- Identify credit risks and assess them, including their impact and likelihood of occurring, and mitigation.(concentration risk, stress testing and portfolio diversification)
- Assess/Analyse credit proposals and applications from SME and submit for approvals as per credit policy.
- Review and appraise credit applications to ensure compliance with policies and procedures.
- Approval high risk SME credits application at the same time meeting set TAT standards.
- Ensure the preparation of loan approval documentation and management reports for decision making.
- Ensure that all credit proposals and applications submitted comply with credit policy prudential guidelines and where there are breaches of policy these have been identified, mitigated and approval obtained at the appropriate levels.
- Monitoring and reporting of credit portfolio trends and credit performance; while ensuring quality loan book performance.
- Monitoring of branch performance in relation to individual loans portfolio and branch PAR.
- Manage the credit appraisal process and lead in the approvals within branches.
- Providing leadership in security and collateral perfection and custodianship.
- Ensures that customers have best experience in collateral perfection and retrieval.
- Provide leadership and direction on credit analysis to front line staff.
If you posses the above requirements and skills, send your CV saved as a WORD or PDF document ONLY.
The Application Letter should be the body of the email, no other format will be accepted.
Give details of your current salary and the expectation in this position on the body of your Application Letter.
Specify the position you are applying for as the subject of your application.
Send this immediately to recruitment@realpeople.co.ke.
Deadline for these applications is 30th August 2014, 4pm.
Only short listed candidates will be contacted.
Ensure you have followed the instructions provided.