Key responsibilities

• Appraisal and interpretation of feasibility studies from developers and project managers for lending purposes.
• Conduct desktop research and analysis into major industry trends, competitor activity and customer needs.
• Determine property values based on appraised market prices and the borrower’s credit worthiness.
• Administer mortgage and other secured loan products as per approved amount levels and in accordance with lending policies.
• Monitoring of projects financed by the Bank to ensure successful completion of the same.
• Authenticate documentation presented for all credit applications and ensure they meet the KYC requirements and any other requirements as required by the Bank, our Regulators and legally
• Continuously monitor and proactively manage risk/exposure and compliance with Credit Policy for assigned portfolio
• Ensure all post approval activities, including conditions precedent to disbursement, are accurate and complete
• Analyze financial information including operating statements and net worth statements to determine appropriate loan size, terms, and pricing.
• Review various reports including appraisals, environmental documentation, and engineering reports to determine compliance with investor requirements.

• A Bachelors degree in Construction Management or related field.
• Good knowledge of principles of property valuation.
• At least 4 years working experience in credit analysis and administration.
• Excellent skills in analysis of Credit and Financial statements.
• Good report writing and presentation skills.
• Excellent communication, interpersonal, organizational, and negotiation skills.
• Ability to work independently, consult and clarify where necessary and make informed and firm decisions.